{"id":13193,"date":"2026-04-02T14:08:22","date_gmt":"2026-04-02T11:08:22","guid":{"rendered":"https:\/\/jcom-iot.com\/?page_id=13193"},"modified":"2026-04-02T14:08:22","modified_gmt":"2026-04-02T11:08:22","slug":"payment","status":"publish","type":"page","link":"https:\/\/jcom-iot.com\/ar\/payment\/","title":{"rendered":"\u062f\u0641\u0639"},"content":{"rendered":"<div class=\"payment-policy\">\r\n<h2>Payment &amp; Billing Policy<\/h2>\r\n\r\n<p>We aim to make purchasing and project procurement simple, transparent, and secure for both individual and corporate customers. We supply IoT equipment, hardware\u2013software systems, and provide custom engineering and integration services.<\/p>\r\n\r\n<h2>Available Payment Methods<\/h2>\r\n\r\n<h3>Online Payment (Checkout)<\/h3>\r\n\r\n<p>We accept various online payment methods, including credit\/debit cards, e-wallets, and bank transfers (where supported).<\/p>\r\n<p>Available options may vary by country and currency and are displayed at checkout.<\/p>\r\n<p>All transactions are processed via secure, encrypted connections.<\/p>\r\n\r\n<h3>Bank Transfer (Wire \/ SWIFT) \u2014 Recommended for B2B<\/h3>\r\n\r\n<p>Bank transfer is available for corporate customers and large-volume orders.<\/p>\r\n<p>We issue a Quotation and\/or Proforma Invoice containing:<\/p>\r\n<ul>\r\n  <li>Beneficiary details<\/li>\r\n  <li>Bank information<\/li>\r\n  <li>Invoice number<\/li>\r\n  <li>Payment reference<\/li>\r\n  <li>Amount and currency<\/li>\r\n<\/ul>\r\n<p>Please include the invoice or order number in the payment reference to ensure correct and timely allocation of funds.<\/p>\r\n<p>Orders are processed upon receipt of cleared funds unless otherwise agreed in writing.<\/p>\r\n\r\n<h3>Cash on Delivery (COD)<\/h3>\r\n\r\n<p>COD may be available for selected destinations and delivery methods.<\/p>\r\n<p>If applicable, this option will appear at checkout or be confirmed by our sales team.<\/p>\r\n<p>Payment is made directly to the courier or at the pick-up point upon receipt.<\/p>\r\n\r\n<h2>B2B Ordering Workflow (PO \/ Quote \/ Invoice)<\/h2>\r\n\r\n<p>For corporate purchases\u2014especially items marked \u201cPrice on request\u201d\u2014the process typically includes:<\/p>\r\n<ol class=\"payment-workflow-cards\">\r\n  <li>Submission of a quote request (via product page, cart, or sales contact).<\/li>\r\n  <li>Confirmation of specifications, availability, lead time, and shipping route.<\/li>\r\n  <li>Issuance of a Quotation or Proforma Invoice (and processing of your Purchase Order, if applicable).<\/li>\r\n  <li>Payment according to agreed invoice terms.<\/li>\r\n  <li>Order release for dispatch upon payment confirmation (or according to agreed credit terms for approved accounts).<\/li>\r\n<\/ol>\r\n<p>All pricing, taxes, and payment terms are finalized at the Quotation \/ Proforma Invoice stage.<\/p>\r\n\r\n<h2>Prepayment, Deposits &amp; Credit Terms<\/h2>\r\n\r\n<h3>Prepayment<\/h3>\r\n\r\n<p>Prepayment may be required for:<\/p>\r\n<ul>\r\n  <li>Special configurations<\/li>\r\n  <li>Non-stock or made-to-order items<\/li>\r\n  <li>Bulk orders<\/li>\r\n  <li>Custom deliveries<\/li>\r\n<\/ul>\r\n<p>Full payment instructions will be provided in the invoice.<\/p>\r\n\r\n<h3>Milestone Payments (Engineering &amp; Custom Projects)<\/h3>\r\n\r\n<p>For contract development, device design, integrated hardware\u2013software systems, and integration services, payments are typically divided into agreed stages (e.g., kickoff, prototype, delivery, acceptance), as defined in the commercial proposal or contract.<\/p>\r\n\r\n<h3>Net Terms (Approved Corporate Accounts)<\/h3>\r\n\r\n<p>Deferred payment terms (e.g., Net 30) may be available for approved corporate customers.<\/p>\r\n<p>Credit terms and limits must be agreed in writing and will be specified in the relevant contract or invoice.<\/p>\r\n\r\n<h2>Currency, Taxes &amp; Bank Charges<\/h2>\r\n\r\n<div class=\"payment-info-cards\">\r\n  <div class=\"payment-info-card\">\r\n    <div class=\"payment-info-icon\" aria-hidden=\"true\">\r\n      <svg viewBox=\"0 0 24 24\" fill=\"none\">\r\n        <circle cx=\"12\" cy=\"12\" r=\"9\"><\/circle>\r\n        <path d=\"M12 7V17\"><\/path>\r\n        <path d=\"M9 9.5C9 8.67 10.34 8 12 8C13.66 8 15 8.67 15 9.5C15 10.33 13.66 11 12 11C10.34 11 9 11.67 9 12.5C9 13.33 10.34 14 12 14C13.66 14 15 14.67 15 15.5C15 16.33 13.66 17 12 17C10.34 17 9 16.33 9 15.5\"><\/path>\r\n      <\/svg>\r\n    <\/div>\r\n    <h3>Currency<\/h3>\r\n    <p>The invoice specifies the payment currency.<\/p>\r\n    <p>If currency conversion is required, exchange rates and fees are determined by your bank or payment provider.<\/p>\r\n  <\/div>\r\n\r\n  <div class=\"payment-info-card\">\r\n    <div class=\"payment-info-icon\" aria-hidden=\"true\">\r\n      <svg viewBox=\"0 0 24 24\" fill=\"none\">\r\n        <rect x=\"4\" y=\"5\" width=\"16\" height=\"14\" rx=\"2\"><\/rect>\r\n        <path d=\"M4 10H20\"><\/path>\r\n        <path d=\"M8 14H10\"><\/path>\r\n      <\/svg>\r\n    <\/div>\r\n    <h3>Taxes (VAT and Other Applicable Taxes)<\/h3>\r\n    <p>Taxes, where applicable, depend on the invoicing entity and delivery destination and are reflected in the invoice or checkout total.<\/p>\r\n  <\/div>\r\n\r\n  <div class=\"payment-info-card\">\r\n    <div class=\"payment-info-icon\" aria-hidden=\"true\">\r\n      <svg viewBox=\"0 0 24 24\" fill=\"none\">\r\n        <path d=\"M3 9L12 4L21 9\"><\/path>\r\n        <path d=\"M4 9H20\"><\/path>\r\n        <path d=\"M6 10V17\"><\/path>\r\n        <path d=\"M10 10V17\"><\/path>\r\n        <path d=\"M14 10V17\"><\/path>\r\n        <path d=\"M3 17H16\"><\/path>\r\n        <circle cx=\"18.5\" cy=\"17.5\" r=\"2.5\"><\/circle>\r\n        <path d=\"M17.3 17.5H19.7\"><\/path>\r\n      <\/svg>\r\n    <\/div>\r\n    <h3>Bank Charges<\/h3>\r\n    <p>International transfers may involve intermediary bank fees.<\/p>\r\n    <p>Please confirm with your bank whether charges are shared (SHA), paid by the sender (OUR), or deducted from the amount (BEN) to ensure the full invoiced amount is received.<\/p>\r\n  <\/div>\r\n<\/div>\r\n\r\n<h2>Payment Confirmation &amp; Order Release<\/h2>\r\n\r\n<div class=\"payment-release-timeline\">\r\n  <div class=\"payment-release-step\">\r\n    <div class=\"payment-release-step-num\">1<\/div>\r\n    <p>Online payments are typically confirmed immediately, subject to bank or provider authorization.<\/p>\r\n  <\/div>\r\n  <div class=\"payment-release-step\">\r\n    <div class=\"payment-release-step-num\">2<\/div>\r\n    <p>Bank transfers may require additional time for funds to be received and reconciled.<\/p>\r\n  <\/div>\r\n  <div class=\"payment-release-step\">\r\n    <div class=\"payment-release-step-num\">3<\/div>\r\n    <p>To expedite processing, you may send a remittance advice (payment confirmation) to our sales team.<\/p>\r\n  <\/div>\r\n  <div class=\"payment-release-step\">\r\n    <div class=\"payment-release-step-num\">4<\/div>\r\n    <p>Orders are released for shipment only after payment is confirmed, unless otherwise agreed in writing.<\/p>\r\n  <\/div>\r\n  <div class=\"payment-release-step\">\r\n    <div class=\"payment-release-step-num\">5<\/div>\r\n    <p>Title to goods remains with the company until full payment has been received.<\/p>\r\n  <\/div>\r\n<\/div>\r\n\r\n<h2>Security &amp; Compliance<\/h2>\r\n\r\n<p>We use encrypted connections for checkout and payment-related communications.<\/p>\r\n<p>Payment data processing depends on the selected payment provider.<\/p>\r\n<p>If you require supplier onboarding documents, compliance information, or corporate registration details, please contact us.<\/p>\r\n<p>Our legal entity and office information are published on the website.<\/p>\r\n\r\n<h2>Need Assistance?<\/h2>\r\n\r\n<div class=\"payment-assistance-layout\">\r\n  <div class=\"payment-assistance-info\">\r\n    <div class=\"payment-assistance-section\">\r\n      <div class=\"payment-assistance-block\">\r\n        <h3>If you have questions regarding payment methods, invoices, or B2B procurement, please contact our team:<\/h3>\r\n        <div class=\"payment-assistance-contact\">\r\n          <p>Email: <a href=\"mailto:sales@jcom-iot.com\">sales@jcom-iot.com<\/a><\/p>\r\n          <p>Phone: <a href=\"tel:+37496170688\">+374 96 170688<\/a><\/p>\r\n          <p>Locations: Dubai, UAE (Dubai Silicon Oasis Free Zone)<\/p>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <div class=\"payment-assistance-form-wrapper\">\r\n    <div class=\"wpforms-container wpforms-container-full wpforms-render-modern\" id=\"wpforms-11222\"><form id=\"wpforms-form-11222\" class=\"wpforms-validate wpforms-form wpforms-ajax-form\" data-formid=\"11222\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/ar\/wp-json\/wp\/v2\/pages\/13193\"><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div class=\"wpforms-hidden\" id=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/div><div class=\"wpforms-field-container\"><div id=\"wpforms-11222-field_12-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"12\"><label class=\"wpforms-field-label wpforms-label-hide\" for=\"wpforms-11222-field_12\" aria-hidden=\"false\">Name<\/label><input type=\"text\" id=\"wpforms-11222-field_12\" class=\"wpforms-field-large\" name=\"wpforms[fields][12]\" placeholder=\"Your name\" aria-errormessage=\"wpforms-11222-field_12-error\" ><\/div><div id=\"wpforms-11222-field_4-container\" class=\"wpforms-field wpforms-field-phone\" data-field-id=\"4\"><label class=\"wpforms-field-label wpforms-label-hide\" for=\"wpforms-11222-field_4\" aria-hidden=\"false\">Phone<\/label><input type=\"tel\" id=\"wpforms-11222-field_4\" class=\"wpforms-field-large wpforms-smart-phone-field\" data-rule-smart-phone-field=\"true\" name=\"wpforms[fields][4]\" placeholder=\"Phone\" aria-errormessage=\"wpforms-11222-field_4-error\" ><\/div><div id=\"wpforms-11222-field_1-container\" class=\"wpforms-field wpforms-field-email\" data-field-id=\"1\"><label class=\"wpforms-field-label wpforms-label-hide\" for=\"wpforms-11222-field_1\" aria-hidden=\"false\">E-mail <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"email\" id=\"wpforms-11222-field_1\" class=\"wpforms-field-large wpforms-field-required\" name=\"wpforms[fields][1]\" placeholder=\"E-mail\" spellcheck=\"false\" aria-errormessage=\"wpforms-11222-field_1-error\" required><\/div><div id=\"wpforms-11222-field_2-container\" class=\"wpforms-field wpforms-field-textarea\" data-field-id=\"2\"><label class=\"wpforms-field-label\" for=\"wpforms-11222-field_2\">Questions and Comments<\/label><textarea id=\"wpforms-11222-field_2\" class=\"wpforms-field-large\" name=\"wpforms[fields][2]\" placeholder=\"Enter your question or leave a comment\" aria-errormessage=\"wpforms-11222-field_2-error\" ><\/textarea><\/div><div id=\"wpforms-11222-field_13-container\" class=\"wpforms-field wpforms-field-checkbox agreement\" data-field-id=\"13\"><fieldset><legend class=\"wpforms-field-label wpforms-label-hide\" aria-hidden=\"false\">  <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/legend><ul id=\"wpforms-11222-field_13\" class=\"wpforms-field-required\"><li class=\"choice-1 depth-1\"><input type=\"checkbox\" id=\"wpforms-11222-field_13_1\" name=\"wpforms[fields][13][]\" value=\"I have read and agree to the &lt;a target=&quot;_blank&quot; href=&quot;\/privacy-policy\/&quot;&gt;Privacy Policy&lt;\/a&gt;\" aria-errormessage=\"wpforms-11222-field_13_1-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-11222-field_13_1\">I have read and agree to the <a target=\"_blank\" href=\"\/privacy-policy\/\">Privacy Policy<\/a><\/label><\/li><\/ul><\/fieldset><\/div><\/div><!-- .wpforms-field-container --><div class=\"wpforms-recaptcha-container wpforms-is-recaptcha wpforms-is-recaptcha-type-v3\" ><input type=\"hidden\" name=\"wpforms[recaptcha]\" value=\"\"><\/div><div class=\"wpforms-submit-container\" ><input type=\"hidden\" name=\"wpforms[id]\" value=\"11222\"><input type=\"hidden\" name=\"wpforms[author]\" value=\"1\"><input type=\"hidden\" class=\"wpforms-token\" name=\"wpforms[token]\" value=\"5229aeb6b7cd7da0b4873551af0f5aa5\" \/><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-11222\" class=\"wpforms-submit\" data-alt-text=\"Shipment...\" data-submit-text=\"Send\" aria-live=\"assertive\" value=\"wpforms-submit\">Send<\/button><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/jcom-iot.com\/wp-content\/plugins\/wpforms\/assets\/images\/submit-spin.svg\" class=\"wpforms-submit-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\"><\/div><\/form><\/div>  <!-- .wpforms-container -->\r\n  <\/div>\r\n<\/div>\r\n<\/div>\r\n","protected":false},"excerpt":{"rendered":"Payment &amp; Billing Policy We aim to make purchasing and &hellip;","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-13193","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Payment and Billing Policy for IoT solutions | JCOM IoT<\/title>\n<meta name=\"description\" content=\"Secure payments and billing for IoT business solutions. 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